Disclosures
Important regulatory and legal disclosures
FDIC Deposit Insurance Coverage
Eagle State Bank is a Member of the Federal Deposit Insurance Corporation (FDIC). Deposits are insured up to the maximum amount permitted by law.
Account Agreements & Terms
When you open an account with Eagle State Bank, you agree to the terms and conditions outlined in our account agreements. These agreements outline:
- Your rights and responsibilities as an account holder
- Fees and charges associated with your account
- Our policies regarding deposits, withdrawals, and transfers
- Dispute resolution procedures
- Electronic funds transfer limitations
- Account closure and dormancy policies
Equal Opportunity Lender
Eagle State Bank is an Equal Opportunity Lender and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or disability in its lending practices. We are committed to fair and impartial treatment of all applicants.
If you believe you have been discriminated against, you may file a complaint with the Consumer Financial Protection Bureau (CFPB) or other applicable regulatory agencies.
Privacy Notice
We are committed to protecting your privacy. We collect and maintain customer information for the purpose of:
- Providing banking services
- Verifying identity and preventing fraud
- Complying with legal and regulatory requirements
- Improving our products and services
We do not share your personal information with third parties without your consent, except as required by law. For more details, please review our full Privacy Policy.
Regulatory Compliance
GLBA Compliance
We comply with the Gramm-Leach-Bliley Act requiring protection of customer financial information
FCRA Compliance
We comply with the Fair Credit Reporting Act in all lending decisions
ECOA Compliance
We comply with the Equal Credit Opportunity Act to ensure fair lending practices
BSA/AML Compliance
We comply with Bank Secrecy Act and Anti-Money Laundering regulations
CRA Compliance
We comply with the Community Reinvestment Act to serve community credit needs
TILA Compliance
We comply with the Truth in Lending Act to disclose loan terms clearly
Questions About Disclosures?
Contact our compliance team for more information about any of these disclosures.
Contact Compliance Team