Terms of Service

1. Agreement to Terms

By accessing and using Eagle State Bank's services, website, and mobile applications, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. Eligibility and Account Requirements

To use our services, you must:

• Be at least 18 years of age
• Be a United States resident
• Provide accurate and complete information
• Comply with all applicable laws and regulations

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and are liable for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. Acceptable Use

You agree not to use our services for:

• Illegal activities or transactions
• Money laundering or terrorist financing
• Fraud or deception
• Harassment or threatening behavior
• Infringement of intellectual property rights

5. Transaction Terms

All financial transactions are subject to verification and approval. We reserve the right to:

• Decline or cancel any transaction
• Hold funds for fraud prevention review
• Report transactions as required by law
• Charge applicable fees as disclosed

6. Fees and Charges

We maintain a transparent fee structure with no hidden charges. All applicable fees are disclosed upfront in your account agreement and fee schedule. You authorize us to debit your account for all authorized transactions and applicable fees.

7. Limitation of Liability

Eagle State Bank is provided "as is" without warranties. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

8. Indemnification

You agree to indemnify and hold harmless Eagle State Bank from any claims, damages, or losses arising from your use of our services or violation of these terms.

9. Modifications to Terms

Eagle State Bank reserves the right to modify these terms at any time. We will notify you of significant changes via email or through our website. Your continued use of our services constitutes acceptance of modified terms.

10. Contact Information

For questions about these terms or to report violations, please contact our Legal Department at legal@eaglebank.com or call 1-800-EAGLE-01.