Checking Account
Simple, flexible everyday banking with no monthly fees
Why Choose Our Checking Account?
Our checking account is designed for everyday banking made easy. With no monthly maintenance fees, no minimum balance requirements, and access to thousands of ATMs nationwide, managing your money has never been simpler. Plus, you'll get a free debit card and early access to direct deposits.
Key Features
Free Debit Card
Access your funds with a free debit card accepted worldwide
No Monthly Fees
No hidden charges or maintenance fees ever
No Minimum Balance
Start with any amount - no minimum requirement
Mobile Banking
Manage your account anytime, anywhere with our mobile app
Mobile Check Deposit
Deposit checks using your smartphone
Early Direct Deposit
Get paid up to 2 days early with direct deposit
Fraud Protection
24/7 fraud monitoring and zero liability guarantee
ATM Access
Access to thousands of ATMs nationwide
Rates & Fees
| Description | Fee |
|---|---|
| Monthly Maintenance Fee | None |
| Overdraft Fee | $35 per occurrence |
| ATM Out-of-Network Fee | $2.50 per transaction |
| Wire Transfer Fee | $20 (domestic) |
How to Open an Account
Apply Online
Complete our simple online application - takes just 5 minutes
Verify Your Identity
Provide identification details for verification
Fund Your Account
Make your initial deposit to activate your account
Get Your Debit Card
Your free debit card will arrive in 7-10 business days
Ready to Open Your Checking Account?
Get started in just 5 minutes with no hidden fees or surprises.
